Residential real estate

The energy we use in the residential real estate sector is a major source of Greenhouse Gasses (GHG) emissions. GHG emissions linked to homes come from two main sources. The first is natural gas, used to keep our houses warm, to heat water, and to cook. The second is electricity, which we primarily use for lighting homes and to power and charge appliances and gadgets. Increasingly, we also use electricity to heat and cool homes, and to charge electric vehicles. We are the largest mortgage provider in the Netherlands. We finance more than 1 million homes in the Netherlands with our subsidiary mortgage providers, Obvion, Freo, and Vista. Next to that, we act as real estate developer via our subsidiary BPD and proposition SmartBuilds. We feel the responsibility and ambition to play a role in the transition to accelerate fossil-free living.