Rabobank Group

Rabobank Group is a full-range financial services provider that operates on cooperative principles. Its origins lie in the local loan cooperatives that were founded in the Netherlands nearly 110 years ago by enterprising people who had virtually no access to the capital market.

Rabobank Group is comprised of 147 independent local Rabobanks plus Rabobank Nederland, their central organisation, and a number of subsidiaries. The group entities maintain strong mutual ties. Overall, Rabobank Group has upwards of 59,000 employees (in FTEs), who serve about 9.5 million clients in 48 countries. 

In terms of Tier I capital, Rabobank Group is among the world’s 25 largest financial institutions. Rabobank Group has the highest credit rating (triple A), awarded by well-known international rating agencies such as Standard & Poor’s, Moody’s Investor Service and Dominion Bond Rating Service.

The local Rabobanks and their clients form Rabobank Group's core cooperative business. The banks are members and shareholders of the supralocal cooperative organisation, Rabobank Nederland, which advises the banks and supports their local services. Rabobank Nederland also supervises, on behalf of the Dutch central bank, the solvency, liquidity and administrative organisation of the local Rabobanks. Rabobank Nederland further acts as an (international) wholesale bank and as a bankers' bank to the Group and is the holding company of a large number of specialised subsidiaries.

Rabobank Group combines the best of two worlds; the local involvement and personal touch of the local Rabobanks with the expertise and economies of scale of Rabobank Nederland and it subsidiaries.